September, 2019 | My10000dollars

Green Business Equals Danger For Greenhorn Investors

September 24, 2019November 22, 2019 - by Teresa Wilson

I am not suggesting for a moment that all Green businesses are bad investments, but I am suggesting that whenever a bubble appears or to there is much enthusiasm for an idea, that a number of the businesses ideas sold to unquestioning investors will turn out to serve the middle men far more than the money men.

As the investors, the business angels, we need to be on our guard.

There appear to be two dangers with the current alternative or green energy fad.

The first is the classic investment risk taught by Benjamin Graham and discussed in his book The Intelligent Investor. Graham, the mentor of Warren Buffett, took apart the reasons for investing in the 1950s boom industry – the airlines.

His analysis has been proven to be right as Buffett now claims that in 50 years, airline investors taken as a whole still have not had a …

Household Finance

Business Plans for Angel Investors

September 7, 2019November 22, 2019 - by Teresa Wilson

Angel investors, venture capital firms, and private firms all going to see a well written business plan as it relates to your intended startup operation. A year-to-year budget is necessary when you’re seeking any type of financing especially if you are working with an angel investor. Commonly, you may need a private placement memorandum in addition to your business plan. You will be required to have a subscription agreement that allows these individuals to place money with your business. Your CPA can assist you with calculating the anticipated ROI for your business.

There are many drawbacks to working with a venture capital firm or angel investor for funding purposes. Regular payments to an investment can be a yes or no factor as to whether or not you receive the funding that you need for your business. As such, and within your business plan, you may want to discuss royalty based …